Emergency Business Assistance
Paycheck Protection Program Re-Opened
The Small Business Administration, in consultation with the U.S. Treasury Department, re-opened the Paycheck Protection Program loan portal today, Monday, January 11, 2021. To promote widespread community access to capital, only Colorado Community Development Financial Institutions will be able to make First Draw PPP Loans on Monday, January 11, and Second Draw PPP Loans on Wednesday, January 13. The PPP program will open to all participating lenders shortly thereafter.
Additional information, including answers to frequently asked questions, can be found on the Small Business Administration’s website.
Senate Bill 20B-001 for Small Business Relief
Colorado recently passed State Bill 20B-001, appropriating funds to counties and local municipalities, such as the Town of Windsor, to provide direct relief. Eligible businesses include restaurants, bars, breweries, distilleries, wineries, movie theaters, entertainment licensed businesses, caterers and fitness clubs and recreational sports centers. The first round of applications will be accepted Wednesday, January 6, 2021 through 5 p.m. Thursday, January 28, 2021. If funds remain, the Town will continue to accept applications after January 28th until they are exhausted.
Windsor businesses located in Larimer County will need to apply through Larimer County at larimer.org/sbr.
Windsor businesses located in Weld County will need to apply through the Town of Windsor website at windsorgov.com/smallbusinessrelief.
HB20b-1004 allows a temporary deduction from state net taxable sales for qualifying retailers primarily in the bar, restaurant and the mobile food services industries. The resulting state sales tax is allowed to be retained by the business permanently to provide assistance from business disruptions due to COVID-19 pandemic.
Who Qualifies? Restaurants, Bars, and Other Eating Places and Mobile Food Service Retailers.
The special deduction does not apply to any taxes imposed by the Town of Windsor. Eligible retailers are required to collect all applicable state and state-administered local sales taxes, file returns on time, and pay all local sales taxes (in addition to state sales taxes in excess of the amount related to the special deduction).
Complete details are on the State of Colorado website under the Colorado Department of Revenue.
The Weld County Service Industry Relief Fund seeks to provide financial assistance to eligible public-facing businesses located in Weld County that have been categorized as “high-risk” and mandated to close or substantially reduce services in response to guidelines issued by the Colorado Department of Public Health and Environment effective Nov. 20, 2020. In response to the most recent needs resulting from the COVID-19 pandemic, the initiative desires to meet the urgent needs of Weld County small businesses directly impacted by COVID-19 in the following industries: Restaurants, bars and other food and beverage service providers; live event venues; movie theaters; gyms and fitness centers; bowling centers, arcades, and other recreation facilities.
The initiative is intended to distribute approximately $2 million in Weld County support to eligible businesses in Weld County. Financial assistance will be provided on a need-based priority basis for all qualified applicants. Depending on the businesses financial need, assistance is available up to a maximum $10,000 for public transactional businesses with a defined closure or limitations due to capacity restrictions.
Business must have 3+ employees, show loss of revenue and/or demonstrate COVID related expenses in the time period between Nov. 1 through Jan. 31, 2021. Windsor businesses who meet their criteria and are located in Weld County are eligible to participate in this newest round of assistance funding program.
Check out their website for complete details. https://weldrecovery.com.
Business, Nonprofit, & Employee Guide for Planning & Responding to Coronavirus
Larimer County Offers Level-Up Program
Larimer County’s “5 star” certified business variance program, locally known as the Level Up Program was approved by the Colorado Department of Public Health and Environment (CDPHE) Office on December 23, 2020. Businesses in Larimer County can apply and upon approval, inspection and certification, operate at the capacities one level above the overall county position. Windsor's Town Board and staff are working on a similar program specific to Windsor businesses located in Weld County but this effort may take some time.
It is important to note that the Level Up Program is contingent upon keeping Larimer County COVID-19 numbers at a two-week sustained decline in cases, positivity percentage and hospitalizations. If you are approved for the Five Star Program, all three county metrics must be in Orange for two weeks in order for businesses to formally operate one level lower--in Yellow. This is the same requirement for all levels on the dial.
So, essentially any benefit to being certified will go away on Monday, and then a certified business will be able to "Level Up" only when the county's data indicates otherwise. Since Windsor is on the verge of meeting the Orange Level as of now, that means 14 days from Monday, Jan. 4, if numbers hold, certified businesses will be able to operate in Yellow.
Application Process for the voluntary Larimer County Level Up Program:
- Complete the online application at https://form.jotform.com/203538051599057.
- This application asks for A COVID-19 Prevention Plan and Outbreak Plan for each business and/or business location is required. The Larimer County Health Department will review applications and initiate inspections.
- Level Up Administrative Committee reviews and certifies the business contingent upon a successful on-site inspection. On-site inspection and certification by Public Health Representative.
- Please Note: The Larimer County Health Department will make every effort to review applications and inspect facilities but likely won’t get through them all before the holidays.
The community is being asked to continue to do its part and help #KeepNoCoOpen
Additional Support for the Restaurant Industry
- Outdoor dining grants are available through the state of Colorado. More information is available at: https://cooutdoordining.org/colorado-winter-outdoor-grants-application/
- National Restaurant Association Coronavirus Information and Resources.
- The Colorado Restaurant Association Policies and Protocols Coronavirus Information and Resources.
- If your your Food Safety & Sanitation (ServSafe) certification is up for renewal, the Cooking Studio staff are trained and available to re-certify local restaurant and food service managers.
Colorado Small Businesses Legal Help
Small businesses provide half of Colorado’s jobs. Legal volunteers have offered to help Colorado’s small businesses get back on their feet. For details, visit the Colorado COVID-19 Small Business Legal Resource website.
CARES Act Information
The ‘‘Coronavirus Aid, Relief, and Economic Security Act’’ or the ‘‘CARES Act’’ aims to keep American workers paid and employed. Check out the resources for the CARES Act provided by the U.S. Senate Committee for Entrepreneurship and Small Businesses and the Small Business Administration.
Through various efforts, small businesses will be able to benefit from the following:
- Paycheck Protection Program
- Economic Injury Disaster Loans and Loan Advance (EIDL)
- SBA Debt Relief
- SBA Express Bridge Loans
- Guidance for Businesses and Employers
- SBA Products and Resources
- Government Contracting
- Local Assistance
Small Business Administration Disaster Assistance in Response to Coronavirus
The U.S. Small Business Administration (SBA) offers low-interest federal disaster loans to small businesses in designated areas suffering substantial economic injury as a result of the Coronavirus.
Additional Resources for Weld Businesses
Additional Resources for Larimer Businesses
Contact the Larimer Small Business Development Center to chat with their restaurant, retail, and marketing consultants for free.
Liquor License Temporary Expansion
The State of Colorado Liquor Enforcement Division (LED) has released Emergency Regulation 47-302(F) which will allow liquor license holders with on-premise licenses, such as hotels, restaurants and bars, to apply for a temporary modification of the premise to allow for outdoor seating that supports social distancing. For more detailed information regarding the LED, visit the Colorado Department of Revenue Enforcement Division.
Please note, applications will need to have a letter of support from someone other than the licensee included with the application. Also, the licensee will be required to post notice of the public hearing. This notice will be printed by the Town of Windsor after the application is received and will need to be posted by the licensee no less than 5 days prior to the Liquor Licensing Authority meetings. The Town of Windsor will work with the licensee to arrange delivery or pick-up of the notice.
- Right-of-way Occupation Permit
- COVID-19 Temporary Modification of On-premise Licenses
- Outdoor Dining Guide
For More Information
The Town of Windsor is continuously working with community partners to keep this information up to date and get you the resources you need. Businesses suffering an economic loss as a result of Coronavirus should contact the following staff who can make sure you are connected with the appropriate resources: